Frequently asked questions

NemKonto is the bank account used by all public authorities when they transfer money to your company. It is an existing ordinary business account which public authorities use for making payments.

All companies in Denmark are required to have a NemKonto connected to their CVR number which public authorities can use to pay benefits and reimbursements.

The NemKonto system means that public authorities make payments to citizens’ and companies’ accounts via their civil registration number (CPR number) or CVR number. The NemKonto system is a database that links the citizen’s CPR number or the company’s CVR number to the bank account selected as their NemKonto.

When you assign a NemKonto for the first time, you need to contact your bank.

Then you can always view the company’s NemKonto via the self-service solution at. All it takes is access to MitID Erhverv. 

If you change bank, please remember to change your company’s NemKonto. You do so by contacting your bank and asking them to assign a NemKonto. 

The NemKonto system uses the company’s CVR, SE or P number as identification when an authority makes payments to the company’s NemKonto.

Companies with several SE and P numbers can assign a NemKonto for each SE and P number if they want. They can do so in their bank.

Currently, not all payments can be made to a P number. If you want payments to be made to a NemKonto assigned to a P number, please contact the paying authority and ask about the possibilities.

The public authority will decide whether payment can be made with the P number as payment identification.

Electronic invoicing is not affected by NemKonto. Many companies have public-sector customers, and they will still have any balance in their favour paid into the account specified on their e-invoice to the public authority.

However, if the company has not stated an account number of an FI creditor number on the e-invoice, the amount will be transferred to the company’s NemKonto.

Sole proprietorships are not required to own a NemKonto. This means that your company’s NemKonto does not have to be registered as a company account but may be a personal account. However, it is up to the bank to decide whether it will allow a company to use a personal bank account. Many banks find it problematic to handle business finances over a personal account. The reason for this is that different rules apply to personal and business accounts in terms of e.g. money laundering and insurance.

Many banks therefore require you to open a business account.

As for other company types, please contact your bank.

In some cases, a company may want certain payments to be made to an account other than the company’s NemKonto. That is called a specific account. Companies that want a specific account must contact the paying authority. It cannot be assigned by the company’s bank.

Associations that receive payments from a public authority must have a CVR number and a NemKonto. When the association has been registered, it can assign a NemKonto in its bank, to which the public authorities can pay e.g. subsidies.

Associations that need a CVR number can register online with the Danish Business Authority.

The public authorities can only transfer money to your NemKonto. They cannot withdraw money from the account or view transactions, and they do not have direct access to view your account number.

Currently, no automatic synchronisation is made between the banks’ systems and the NemKonto system. Accordingly, there might be cases where an account is registered as a NemKonto in the banks’ system but not in the NemKonto system. A solution is on the way.

In case of doubt about which account is registered as the citizen’s or company’s NemKonto, you can contact NemKonto Support at tel. +45 33 98 00 60. If the company has access to MitID Erhverv, they will be able to check which account is registered as their NemKonto at the self-service.